FARM/COMMERCIAL PROPERTY RATES
Farm/commercial property rates are subject to change without notice. Call the SPJST Home Office (800) 727-7578.
Farm/Commercial Property Rates
75 Percent Owner Farm Property
5.50% for 1 to 10 years
6.00% for 11 to 20 years
Commercial Property
6.50% for 1 to 10 years
6.75% for 11 to 15 years
UNIVERSAL LIFE
Universal Life
4.50% for Annualized*
ANNUITIES
Annuity I**
5.00% for Annualized*
Annuity II**
3.50% for Annualized*
Annuity III**
3.50% for Annualized*
Annuity IV
3.50% for Annualized*
*Rates effective 11/01/11 through 1/31/12.
**Not currently being marketed.
5-Year Annuity
When purchased, current interest rates are guaranteed for 5 years.
Band 1 - $10,000 to $24,999 Current Rate: 3.75%
Band 2 - $25,000 to $49,999 Current Rate: 3.85%
Band 3 - $50,000 and up Current Rate: 3.95%
Rates are subject to change without notice. Call the SPJST Home Office at (800) 727-7578.